This flavorful habanero chili recipe combines ground beef or turkey with sautéed onions, garlic, and fiery habanero peppers. It features diced tomatoes and kidney beans, seasoned with chili powder and cumin for a hearty, spicy dish. Simmer the ingredients together to let the flavors meld, then serve hot, garnished with fresh cilantro. Perfect for a cozy meal or gathering with friends!